Pontio is a point of sale financing company for home energy efficiency products. Pontio has developed a flexible payment platform that allows you to offer your customers the best payment method, instantly, online and without paperwork. In short, Pontio offers payment flexibility adapted to the needs of your client and a simple approval process so that you can focus on selling more.
Pontio focuses on financing sustainable home improvements. All through a simple and intuitive platform to improve operational management in your sales process and to be able to offer financing adapted to the specific type of client and product. What’s more:
- Pre-approve your clients instantly and 100% online.
- Minimal documentation required.
- Sales and operational management platform for easy project tracking.
- Offer the best payment solution to your client.
- The best possible experience for your clients.
- Dedicated assistance for any unforeseen event.
Through Pontio´s website you can schedule a DEMO with us where we will show you the point of sale financing platform as well as the different financial products that you can offer to your customers. In addition, this call will help you solve with us any doubt you may have and we can define the next steps to start working together.
Also on our website you can find our contact information here.
Payment in: 1, 3, 6, 9 or 12 months.
No. When your clients use the Pontio BNPL financing option, we pay you at the time of installation and assume the potential default risk from the client.
All customers who have a valid identification card (DNI or NIE), a mobile phone and a Spanish bank card. Requests from clients that are included in solvency and delinquency files will be excluded.
Payment in installments is free for your clients. They pay ZERO interest.
It consists in offering your clients the possibility of paying for their purchase in comfortable monthly installments, without paying a single euro of interest. Here we tell you everything about payment in installments.
Pontio’s flexible payment solutions allow the customer to pay in 1, 3, 6, 9 or 12 months without interest.
Pontio is working to offer long-term financing products to contractors in its network. This product will be released in the coming months … until then, do not hesitate to request a DEMO and start using our platform to pre-approve and offer the best flexible payment option to your clients at the point of sale.
Contractors who belong today to Pontio´s Professional Program will receive a number of benefits when they start offering long-term financing.
Customers will be able to make use of card payments for all the flexible payment methods offered at Pontio.
The financing process is very simple, 100% online and without paperwork. The ultimate goal is that you can not only offer the best payment solution but also the best possible experience to your customers.
To start using Pontio as a sales tool, you just have to schedule a DEMO through the website and we will explain the rest of the process at the meeting. In any case, the registration process on the platform is very simple, once we have the necessary documentation to do the onboarding you can start selling and offering financing with Pontio.
In order to activate your professional account on the Pontio platform, we will need a series of documents that we will specifically request from you. The documentation is minimal and we inform you of everything you need in the meeting you schedule when you book a DEMO through the website.
Payments and Defaults
Pontio pays the contractor when the installation is complete. From there, through a credit agreement that we sign with the client, we receive the entire payment in the installments defined in the contract, assuming any potential default risk that may exist.
Pontio commissions the professional between 2 and 5% depending on the type of product and the amount financed to the end customer.
Nothing, we take care of possible defaults. You receive the amount from Pontio at the time of installation and we assume all the risk of possible defaults. So you only have to worry about selling.